Terms of Service

1. Acceptance of Terms

By creating an account, accessing, or otherwise using the Service, you confirm that you have read, understood, and agree to be bound by these Terms and any policies referenced herein, including our Privacy Policy. If you do not agree with these Terms, you must not access or use the Service.

2. Description of the Service

Kramuzgolu AI provides a data-analysis and decision-support dashboard intended to help users organize, visualize, and evaluate information related to multi-exchange portfolios. The Service is provided for informational and organizational purposes only. Nothing within the Service constitutes financial, investment, legal, or tax advice, and Kramuzgolu AI does not act as a broker, advisor, or fiduciary of any kind.

3. Eligibility and Account Registration

To use certain features of the Service, you may be required to register for an account. You agree to provide accurate, current, and complete information during registration and to keep this information up to date. You are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account. You must notify us promptly of any unauthorized use of your account.

4. Acceptable Use

When using the Service, you agree not to:

• Use the Service for any unlawful purpose or in violation of any applicable regulation.
• Attempt to gain unauthorized access to any part of the Service, related systems, or networks.
• Reverse engineer, decompile, or otherwise attempt to extract the source code of the Service.
• Interfere with or disrupt the integrity or performance of the Service, including through automated scraping or excessive requests.
• Misrepresent your identity or affiliation, or use the Service to transmit misleading or fraudulent information.

5. Subscription, Fees, and Billing

Certain features of the Service may require payment of subscription fees, as described on our website at the time of purchase. Unless otherwise stated, fees are billed in advance on a recurring basis and are non-refundable except where required by applicable law. We reserve the right to change our pricing structure with reasonable advance notice; continued use of the Service after such changes constitutes acceptance of the new pricing.

6. No Financial Advice; No Guarantee of Outcomes

The Service may present data, analytics, charts, or summaries related to portfolios and market activity. These materials are provided "as is" for general informational purposes only and should not be relied upon as the sole basis for any financial decision. Kramuzgolu AI makes no representation or warranty regarding the accuracy, completeness, or timeliness of any data displayed, and disclaims any responsibility for decisions made based on information obtained through the Service. You are solely responsible for your own financial and investment decisions.

7. Intellectual Property

All content, design elements, software, and materials made available through the Service, excluding data you input yourself, are the property of Kramuzgolu AI or its licensors and are protected by applicable intellectual property laws. Except as expressly permitted under these Terms, you may not copy, modify, distribute, or create derivative works based on the Service without prior written consent.

8. User Content

If you submit, upload, or otherwise provide content to the Service, you retain ownership of that content but grant Kramuzgolu AI a limited, non-exclusive license to use, store, and process such content solely for the purpose of operating and improving the Service. You represent that you have all necessary rights to submit such content and that it does not infringe on the rights of any third party.

9. Suspension and Termination

We reserve the right to suspend or terminate your access to the Service, with or without notice, if we reasonably believe you have violated these Terms, engaged in fraudulent or unlawful activity, or if continued provision of the Service becomes impractical for operational or legal reasons. You may also terminate your account at any time by discontinuing use of the Service and following any applicable account-closure procedures.

10. Disclaimers

The Service is provided on an "as is" and "as available" basis, without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, non-infringement, or uninterrupted and error-free operation. Kramuzgolu AI does not warrant that the Service will meet your specific requirements or that any errors will be corrected.

11. Limitation of Liability

To the fullest extent permitted by applicable law, Kramuzgolu AI and its affiliates, officers, employees, and partners shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or goodwill, arising out of or related to your use of, or inability to use, the Service, even if advised of the possibility of such damages.

12. Indemnification

You agree to indemnify and hold harmless Kramuzgolu AI and its affiliates from any claims, damages, losses, liabilities, and expenses (including reasonable legal fees) arising out of your use of the Service, your violation of these Terms, or your violation of any rights of a third party.

13. Changes to the Service and Terms

We may modify, suspend, or discontinue any aspect of the Service at any time. We may also update these Terms periodically to reflect changes in our practices or for legal, regulatory, or operational reasons. Material changes will be communicated through the Service or by other reasonable means, and continued use of the Service after such changes constitutes acceptance of the revised Terms.

14. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Kramuzgolu AI operates, without regard to conflict-of-law principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the competent courts in that location, unless otherwise required by applicable law. This section should be finalized with legal counsel based on your specific jurisdiction.

15. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

16. Contact

Questions regarding these Terms may be directed to us through the contact channels made available on our website. This draft does not include specific contact details and should be updated with accurate information prior to publication.